Car Insurance (Annual, Comprehensive): Germany vs Sweden

How much does Car Insurance (Annual, Comprehensive) cost in Germany compared to Sweden?

🇩🇪

Germany

Cheaper

Local Price

1.380 €

USD Equivalent

$1,500 Est.

🇸🇪

Sweden

Local Price

19 688 kr

USD Equivalent

$1,875 Est.

Summary

Car Insurance (Annual, Comprehensive) is 25.0% cheaper in Germany 🇩🇪 compared to Sweden. That's a significant price difference! You would save approximately $375 by buying in Germany.

Why Is Car Insurance (Annual, Comprehensive) Cheaper in Germany?

The 25% price gap between Germany and Sweden for Car Insurance (Annual, Comprehensive) comes down to several factors. Currency exchange rates play a major role — the EUR and SEK have different purchasing power, which directly affects how prices translate to USD. Beyond exchange rates, differences in local taxes (VAT, import duties, excise taxes), distribution costs, and market competition all contribute.

A $375 difference per unit can add up quickly for bulk purchases or for travelers deciding where to buy. However, keep in mind that prices fluctuate with exchange rates and local promotions. Some prices shown are algorithmic estimates. This comparison was last updated in 2026.

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Car Insurance (Annual, Comprehensive) — All Country Prices

Rows marked Est. are algorithmic estimates, not confirmed retail prices. We are replacing these with sourced data — see our methodology.

#CountryLocal PriceUSD EquivalentSource
1🇵🇰PakistanRs 92,400$330CheapestEst.
2🇻🇳Vietnam10.290.000 ₫$420Est.
3🇮🇳India₹35,070$420Est.
4🇪🇬Egypt‏١٢٬٩٧٨ ج.م.‏$420Est.
5🇳🇬Nigeria₦697,500$450Est.
6🇵🇭Philippines₱27,120$480Est.
7🇮🇩IndonesiaRp 7.536.000$480Est.
8🇨🇴Colombia$ 2.074.000$525Est.
9🇹🇭Thailand฿20,235$570Est.
10🇦🇷Argentina$ 522.000$600Est.
11🇷🇺Russia55 200 ₽$600Est.
12🇲🇾MalaysiaRM 2,790$600Est.
13🇿🇦South AfricaR 12 488$675Est.
14🇨🇳China¥4,894$675Est.
15🇲🇽Mexico$11,610$675Est.
16🇹🇷Turkey₺23.400$720Est.
17🇵🇱Poland3038 zł$750Est.
18🇧🇷BrazilR$ 4.100$825Est.
19🇹🇼Taiwan$30,713$975Est.
20🇵🇹Portugal966 €$1,050Est.
21🇪🇸Spain1104 €$1,200Est.
22🇸🇦Saudi Arabia‏٤٬٥٠٠ ر.س.‏$1,200Est.
23🇰🇷South Korea₩1,796,000$1,350Est.
24🇮🇹Italy1242 €$1,350Est.
25🇦🇪UAE‏4,955 د.إ.‏$1,350Est.
26🇯🇵Japan¥225,000$1,500Est.
27🇺🇸United States$1,500$1,500Est.
28🇦🇹Austria€ 1.380$1,500Est.
29🇩🇪Germany1.380 €$1,500Est.
30🇨🇦Canada$2,081$1,530Est.
31🇫🇷France1 449 €$1,575Est.
32🇸🇬Singapore$2,111$1,575Est.
33🇬🇧United Kingdom£1,244$1,575Est.
34🇳🇱Netherlands€ 1.449$1,575Est.
35🇮🇪Ireland€1,518$1,650Est.
36🇳🇿New Zealand$2,690$1,650Est.
37🇦🇺Australia$2,657$1,725Est.
38🇸🇪Sweden19 688 kr$1,875Est.
39🇳🇴Norway23 273 kr$2,175Est.
40🇨🇭SwitzerlandCHF 2'112$2,400Est.